How long does the withdrawal processing take?

Once a withdrawal request is submitted, it typically takes 1-2 working days to complete. The funds will be deposited into your linked bank account.

Important Notes:

  • Settlement Rules: After placing a sell order, if you immediately apply for a withdrawal, the system will indicate that available funds are insufficient. This is due to settlement rules: T+1 for US stocks and T+2 for Saudi stocks (where 'T' refers to the trading day). You can only withdraw your funds once the settlement is completed.
  • Clearing Time: The Sahm system processes clearing from 3 PM to 8 PM. During this period, delays may occur, and users cannot submit withdrawal applications.
  • Withdrawal Arrival Time Explanation:

The time it takes for your withdrawal to reach your account depends on the efficiency of different receiving banks and the payment system network. Below are the current service times for each withdrawal channel.

Channel

Cutoff

ANB

Accepts payment 24/7

IPS

Accepts payment 24/7

SWIFT

Accepts payment 24/7

SARIE

(RTGS)

Accepts payment only during weekdays (Fridays and Saturdays excluded). The cutoff time is 15:58. Note that this time can change depending on the availability of RTGS network.

Tips: To avoid delays caused by bank service hours, we recommend making withdrawals before the bank’s daily cutoff time.

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